Most people don’t realize they’re part of a pyramid scheme until it’s too late. Here are five red flags:

1. You earn mainly from recruiting, not selling a real product.

2. The company hides its founders or office address.

3. You are pressured to “invest more” to reach the next level.

4. The promised returns sound too good to be true.

5. You can’t withdraw your funds when you want.

If two or more of these match your experience, it’s time to step back. Real business is built on customers — not recruits.